Protect Your Wealth with Indexed Universal Life Insurance

Reduce Your Business Taxes

Build Tax-Free Wealth

We help business owners legally reduce taxes and redirect money back into their business using Indexed Universal Life (IUL) and advanced executive bonus strategies.

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Over 5,000+ clients served | Licensed in all 50 states | $3B+ in life insurance secured

Stop overpaying taxes. Start using the same high-level strategies trusted by

CEOs, physicians, and successful entrepreneurs to protect income and build tax-advantaged wealth.

Request Your Tax Reduction Blueprint

Let us develop our tax

strategy to reduce your taxes

When James opened his auto business in Minnesota, things took off quickly. Within three years, revenue grew past seven figures — but so did his tax bill. Every spring, he watched more than $90,000 disappear into taxes. “It felt like I was working for the IRS,” he joked, but it wasn’t funny anymore.

That’s When He Discovered Our Tax Strategy Program.

After a quick review, our specialists mapped out a compliant structure designed to reduce his tax liability by nearly 70% — without changing his business model. Within months, James had redirected over $60,000 of what would have gone to the IRS into new equipment, marketing, and savings. His business grew faster, and so did his peace of mind.

“For the first time, I felt in control of my money again,” James said.

Now, our program helps business owners like James keep more of what they earn — legally, strategically, and efficiently.

Executive Bonus Plan

An executive bonus plan is offered as a bonus to the employee, which is directly deposited into a life insurance policy. The bonus is considered to be compensation and is deductible to the employer and taxable to the employee The employee owns the policy and the cash value and can select a beneficiary to receive the life insurance benefit at his or her death.

Benefit to Employees

Appreciation

Beneficiary Benefit

Cash Surrender Value

Post Retirement Benefits

Benefit to Employers

Cost-Effective

Financial Incentives

Tax Deductible Bonuses

Retaining Key Employees

Indexed Universal Life Insurance

Indexed Universal Life Insurance is a type of permanent life insurance that has a cash value component and a death benefit. As well as a component that is tied to a stock market index. The cash value growth depends on the performance of that index. These policies offer higher potential returns than other forms of life
insurance.

Benefits Of Indexed Universal Life Insurance

Death Benefit

Tax Advantage

Loan Availability

Flexible Premium

Cash Value Growth

No Limit Contribution

How Indexed Universal Life Insurance Policies Work

Indexed Universal Life Policies offer higher potential returns than other forms of life insurance, Indexed universal life insurance is a type of permanent life insurance that has a cash value component and a death
benefit. You can take cash value from your policy to use for anything you choose via policy loans and withdrawals. Interest is credited based on a fixed rate or how indexed accounts perform. While not directly invested in the stock market, the interest credited to an indexed account is based on
the performance of the index. Each indexed account includes a minimum crediting rate of 0% that protects you from market based loss, it may also include a maximum
crediting rate that would limit growth as well.

LIVING BENEFITS OF

Indexed Universal Life Policy

Tax Free

Cash Value

Flexible Contribution

Unlimited Contribution

Living Needs Benefits

Interest Rate Protection

Written By:

Adam Ibrahim

Owner & Licensed Agent

Adam Ibrahim, the founder of Protect Fortunes, is a nationally licensed insurance agent with authorization in all 50 states. With more than two decades of experience, he has guided over 3,000 clients and helped secure more than $2 billion in life insurance coverage.