Life Insurance as an Executive Retirement Strategy
Many executives hit contribution limits with 401(k)s or IRAs. Life insurance offers a tax-advantaged way to build supplemental retirement income beyond those limits.
Key Advantages of Life Insurance for Retirement
💵 No Contribution Limits Fund policies at higher levels than qualified plans allow.
📊 Tax-Free Withdrawals Access funds through policy loans without triggering income tax.
📉 Protection from Market Losses Indexed strategies provide growth potential without market downside.
🏡 Permanent Protection Coverage continues for life, benefiting both retirement and estate planning.
🏁 Tax-Advantaged Legacy Death benefits are generally income-tax free to heirs.
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