How to Retain Executives Without Raising Salaries
Life insurance-funded executive plans can serve as a lifelong wealth strategy—offering protection,

When James opened his auto business in Minnesota, things took off quickly. Within three years, revenue grew past seven figures — but so did his tax bill. Every spring, he watched more than $90,000 disappear into taxes. “It felt like I was working for the IRS,” he joked, but it wasn’t funny anymore.
That’s When He Discovered Our Tax Strategy Program.
After a quick review, our specialists mapped out a compliant structure designed to reduce his tax liability by nearly 70% — without changing his business model. Within months, James had redirected over $60,000 of what would have gone to the IRS into new equipment, marketing, and savings. His business grew faster, and so did his peace of mind.
“For the first time, I felt in control of my money again,” James said.
Now, our program helps business owners like James keep more of what they earn — legally, strategically, and efficiently.
You don’t need loopholes. You need strategy.
If you are earning more… You shouldn’t be paying more.
✔ LLC, S-Corp, and C-Corp owners
✔ Real estate investors
✔ High-income professionals
✔ Independent contractors & 1099 earners
✔ Families building generational wealth
If you’re earning more, you should NOT be paying more.
Smart planning = lower taxes.
A personalized plan that shows:
✔ How to reduce business taxes
✔ What deductions you’re missing
✔ How to restructure your entity
✔ How to reposition money you already spend
✔ How to start building tax-free wealth
You’ll know exactly what to change — before you commit to anything.
We design IUL plans the way the wealthy use them:
✔ Tax-free cash value growth
✔ Tax-free retirement income
✔ Downside protection
✔ Legacy & generational wealth benefits
No stock market risk. Just smart tax code engineering.
Reward and retain your top people using tax-advantaged strategies that also build long-term wealth for the business AND the employee.
Make your retirement income tax-free, not taxable.
We use IRS-approved structures to eliminate or reduce taxes on your retirement withdrawals.
✔ 100% legal, compliant tax strategies
✔ Personalized planning — no generic templates
✔ Strategies built specifically for business owners
✔ Focus on long-term wealth, not short-term hacks
✔ Transparent, ethical process
Founder with 20+ years of financial experience
We analyze your business structure, spending, and income flow to identify tax-saving strategies hidden inside the IRS code.
IUL is an insurance-based wealth vehicle that allows tax-free accumulation and tax-free income — without the risk of market losses.
Yes. We serve clients in all 50 states through virtual consultations.
Many clients see immediate reductions after implementing their Tax Strategy Blueprint.
Absolutely. Every strategy we use is backed by IRS-approved tax code sections.
Owner & Licensed Agent
The founder of Protect Fortunes, is a nationally licensed insurance agent with authorization in all 50 states. With more than two decades of experience, he has guided over 3,000 clients and helped secure more than $2 billion in life insurance coverage.
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Over 5,000+ clients served | Licensed in all 50 states | $3B+ in life insurance secured
Stop overpaying taxes. Start using the same high-level strategies trusted by
CEOs, physicians, and successful entrepreneurs to protect income and build tax-advantaged wealth.